{"id":6083,"date":"2025-04-24T03:18:07","date_gmt":"2025-04-24T03:18:07","guid":{"rendered":"https:\/\/bprjatim.co.id\/?p=6083"},"modified":"2025-04-24T03:18:07","modified_gmt":"2025-04-24T03:18:07","slug":"tips-kelola-keuangan-digital-tanpa-takut-tertipu","status":"publish","type":"post","link":"https:\/\/bprjatim.co.id\/index.php\/2025\/04\/24\/tips-kelola-keuangan-digital-tanpa-takut-tertipu\/","title":{"rendered":"Tips Kelola Keuangan Digital Tanpa Takut Tertipu"},"content":{"rendered":"<p>Era digital memberikan banyak kemudahan, tapi juga membuat pelaku tindak kejahatan semakin meningkat! Sebagai masyarakat yang cerdas, kita harus pandai dalam menjaga kerahasiaan data, terutama tempat dimana kita menaruh harta. Lalu bagaimanakah cara kelola keuangan yang baik?<\/p>\n<p>Yuk ikuti tip berikut ini :<\/p>\n<ol>\n<li>\n<h6><strong>Menjaga Data Pribadi <\/strong><\/h6>\n<\/li>\n<\/ol>\n<p>Di era digital ini, PIN, <em>password<\/em>, dan hal yang bersifat <em>privacy <\/em>merupakan hal utama yang perlu dijaga kerahasiaannya. Catat di tempat yang aman seperti mencatat manual di buku dan sebagainya. Jangan mudah membagi data tersebut baik ke orang terdekat, maupun ke pihak yang mengaku bank atau aplikasi. Apabila memungkinkan, kamu juga dapat mengganti pin dan <em>password<\/em> secara berkala agar lebih aman.<\/p>\n<ol start=\"2\">\n<li>\n<h6><strong>Pantau Pengeluaran<\/strong><\/h6>\n<\/li>\n<\/ol>\n<p>Mencatat pengeluaran secara mandiri juga diperlukan dalam <em>kelola keuangan<\/em> digital. Salah satu tujuannya adalah agar terdapat data<em> backup<\/em>-an apabila terjadi sesuatu yang tidak diinginkan, mengingat maraknya kejahatan<em> cyber<\/em> di era digital. Hal ini juga dapat membantu kamu untuk mengontrol keuangan harian.<\/p>\n<ol start=\"3\">\n<li>\n<h6><strong>Hindari Meng-klik Tautan Asing<\/strong><\/h6>\n<\/li>\n<\/ol>\n<p>Saat ini, banyak modus kejahatan yang menggunakan link. Link tersebut bisa berupa link undangan pernikahan, link dari pihak yang mengaku dari bank, dan lainnya. Pastikan terlebih dahulu kebenaran nomor dan akun pengirim. Hindari kiriman pesan berupa link mencurigakan melalui sms, email ataupun media sosial.<\/p>\n<ol start=\"4\">\n<li>\n<h6><strong>Mengaktifkan Fitur Keamanan<\/strong><\/h6>\n<\/li>\n<\/ol>\n<p>Dengan banyaknya fitur keamanan yang ditawarkan oleh device dan aplikasi, jangan lupa untuk emngaktifkan verifikasi dua langkah (2FA). Selain itu, kamu juga dapat mengaktifkan notifikasi transaksi supaya arus keuangan tetap terpantau dan mendapat notif apabila ada transaksi mencurigakan.<\/p>\n<ol start=\"4\">\n<li>\n<h6><strong>Memilih Lembaga Keuangan Terpercaya<\/strong><\/h6>\n<\/li>\n<\/ol>\n<p>Jangan mudah tergiur dengan iklan, pastikan Lembaga keuangan yang kamu tuju terpercaya dan terdaftar di OJK serta merupakan anggota LPS.<\/p>\n<p>Dana tersimpan dengan aman, di Bank UMKM Jatim malah jadi cuan!<\/p>\n<p><a href=\"https:\/\/bprjatim.co.id\/index.php\/sikemas-berhadiah-langsung\/\">SIKEMAS BERHADIAH LANGSUNG<\/a>, memiliki keunggulan :<\/p>\n<ul>\n<li>Hadiah diberikan secara langsung di awal tanpa diundi.<\/li>\n<li>Jenis hadiah dapat disesuaikan dengan kebutuhan nasabah (sesuai kebutuhan hadiah di masing-masing Kantor Cabang), yang nilainya setara dengan maksimal biaya dana tabungan yang ditentukan.<\/li>\n<li>Variatif dalam menentukan saldo penempatan dan jangka waktu<\/li>\n<li>Suku Bunga bersaing<\/li>\n<\/ul>\n<p>Yuk, lebih cermat lagi dalam mengelola keuangan digital. Tabung uangmu dengan aman di Bank UMKM Jawa Timur.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Era digital memberikan banyak kemudahan, tapi juga membuat pelaku tindak kejahatan semakin meningkat! Sebagai masyarakat yang cerdas, kita harus pandai [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6084,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tips Kelola Keuangan Digital Tanpa Takut Tertipu -<\/title>\n<meta name=\"description\" content=\"Era digital memberi banyak kemudahan, namun juga meningkatkan pelaku tindak kejahatan. 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